FlirtBucks

Let me start by saying that FlirtBucks is a great way to work the adult industry without having to show off your naked bits.  I joined the site because I needed a legit work from home job where I could utilize my talent for communicating with others. Technically, FlirtBucks is connected to an online dating site where members pay for a membership and credits to chat and send messages. So essentially, you are posing as a woman with a dating site profile and the men do not know you are a paid chat hostess. In the year I have worked for them, I have made payout a few times - I have often taken breaks from the site for months at a time, because I get burned out from talking to lonely guys about sex all the time, and having to lie about where I am and why I won't meet guys offline. Because they think it's a dating site, and they don't know I'm being paid to talk to them, I don't get their hopes up that we might meet in the future, I make it clear that I'm just there for cyber flirting and nothing else. Sometimes, I lose guys because they really want to legitimately meet a woman offline. They can be rude as hell about it too - I told a guy in Texas that I was planning a move to California within the next 6 months, and he immediately said, "Oh. Well, TTYL!" and logged out of the chat. He hasn't talked to me since, and I could always count on him to rake me in a few bucks. When I am able to engage a guy or two (or even three) in chat, the money does flow in, and it's not that hard to make the $50 payout in the 2 week pay periods, but the content of the conversations can get tedious if you believe what the intro to the site says and don't put it aside. You basically need to forget about it and be an underpaid sex chat hostess if you want to make anything at all. Sure, some guys will be normal and chat with you about everyday things and try to get to know you, but the vast majority are looking for cybersex or a cam show. 
When you first arrive at the site, it tells you, We Pay You to Chat, not “Perform”.  It sounds great, right? You can just casually chat with guys and they won't try to cybersex you or ask you anything personal, or pressure you to turn on your webcam, right? That is absolutely not the case, and I think it would be better for most women if they knew that going in. I think some of the girls on the site didn't get the memo, from what I've seen on their profiles - but the problem is, sex sells. Not flirting, not being cute or sweet. Straight up SEX. The guys on the site, generally speaking, want you to talk dirty to them, and if you agree to turn on your cam, they want to see more than just you sitting there a typin' and a grinnin'. The site says that you are in control and you don't have to do anything you don't want to do, but the truth of the matter is, if you want to make any money on the site, it's the men who are in control, and you have to give them what they want, or they won't be spending their credits to talk to you. 
Another thing is that some of these guys aren't dumb - they know there are programs and sites that let you chat and cam for free, and they will try to get you to join them on Skype/GTalk/Yahoo etc. The best way I have found to bypass this is to say that IM programs crash your computer but that for some reason, the platform of the dating site works for you. Most of them don't fall for it, so you are just losing guys to chat with. If there were a way to go chat with them on the IM services they mention and still get paid, wouldn't that be lovely? Unfortunately it is not the case, so don't agree to use their preferred program, not even once, thinking it will convert them to a customer. It won't, they will just want more free chat time with you.
When I first started, I was trying to work the nice girl who gives great advice angle, but it wasn't long before I realized that no one was sending me IM's because I wasn't giving up the cyber-text-pussy. I don't have any naked pics on my profile like so many of the other women on the site do. I get requests every day to post naked pics. The same was true with the cam. When I finally decided to stop being shy and turn on my cam to earn the extra per-minute rate, the request to see my tits, ass, and pussy were immediate. And when I refused or made up an excuse about why I couldn't (no privacy, babysitting, at work, etc) they'd close out the chat and presumably wander off to find someone who was willing to put on a show for them. It's a shame that some of the girls are actually doing it, because they're fucking it up for those of us who want to use the site BECAUSE we aren't supposed to be required to show anything. It's a shame for them, too, because they could be making a lot more money if they just signed up to be a webcam model.
It's kind of a vicious circle, because the men want to see your bits, and the women want to make the money. But unfortunately, the money doesn't come in unless you're willing to talk dirty or show off your stuff on cam. Knowing that, though - you can definitely make money with this site, and even have some fun with it. Just know that if you are going to turn on your cam, don't show too much because you're selling yourself short. If you're willing to go all the way on cam, you may as well just sign up to be a webcam model.